Counterfeit Check Fraud: Shield Yourself

Counterfeit checks tend to be submitted the mail through the scammer become transferred into the victim bank-account. The resources tend to be subsequently forwarded by west Union or cash Gram toward scammer. Once the financial institution finds the forgery the income is actually long gone together with sender is help legitimately in charge of the resources delivered.

How to proceed together with the checks

  • Do perhaps not shred them
  • Do maybe not compose on them
  • Retain the original envelope that check arrived in
  • DO NOT walk into the lender and have “is this check good” because that gives an illustration that you want to profit it

You Have Two Options

If you are able to get the business or the person that the check ended up being written from, contact them and inform them what’s going on.  The intention of this might be to share with all of them that their unique membership might stolen.  You have to tell the truth together however and tell them that you’re a victim of a scam.  They’re going to direct you about what they demand that carry out.  Some desire the check mailed to them.  Other individuals will direct one to transform it into a bank or even the police.  Other people will say to you to dispose of it and just how they want that get rid of it.  Anything course they give you, keep these things provide for you on paper so that you have one thing to backup your own activities.

In case you aren’t capable of finding the membership owner, you’re taking them to the U.S. Postmaster and change all of them over. It is vital that you grab documentation to show you are a victim of a scam.  Duplicates of the IMs and emails that discuss you cashing the checks or cash orders for scammers.  Ensure that the state you speak with realizes that you are sure that indeed that you will be being scammed.  Creating a police document will also help ensure that you’re cooperating aided by the regulators.

It’s important that they must understand that you have got no motives to cashing it; you happen to be merely there to notify the membership owner in order to change the check-over to somebody in authority.